LOTUS HISAB (HALAL INVESTMENT AND SAVINGS ACCOUNT BUILDER) is appropriate for investors who have a short-term outlook of at least 6 months. It is an open-ended investment option where an investor’s purchase is represented by a number of units which is your holding in the fund. Your money will be invested in asset backed transactions and real estate (but not stocks) in a Shari'ah comliant manner.

You can plan for periodic expenses such as school fees, house rent, sallah celebrations, naming ceremonies; or acquire assets through target savings e.g household electrical appliances, vocational work equipments i.e. sewing machines, printing machines etc.

With a minimum investment of N20,000.00, the Lotus HISAB allows you to keep short-term funds and savings the Halal way!

Downloads

HISAB account opening form

HISAB agreement for minor

HISAB agreement for Corporate

HISAB agreement for individual