Lotus Halal Fixed Income Fund (FIF)

What is the Lotus Halal Fixed Income Fund?

The Lotus Halal Fixed Income Fund is an open-ended mutual fund that invests in Shariah compliant fixed income instruments. The Fund is specifically designed for ethical investors with a low risk appetite.

The Lotus FIF invests in fixed income instruments such as Sukuk (non-interest bonds) and fixed return contracts such as Ijarah (lease) and Murabaha (cost-plus) contracts. The Fund does not invest in equities or interest-bearing securities like treasury bills or conventional term deposits.

Key Features:

  • Acts as both savings and investment account
  • Low Risk Product
  • Short–Medium Term Outlook
  • Quarterly Distribution
  • Capital Preservation
  • No exposure to shares/equities
  • Competitive Returns

Aims to provide attractive returns comparable to conventional fixed income investments.

Aims to pay out 80% of profit to investors on a quarterly basis, which will allow investors meet their income needs

Investors can enter and exit the Fund every business day​

The Fund is certified annually for Shari’ah compliance and is excellent for investors with faith-based or ethical preferences.​

Fact Sheets