Mutual Funds

A mutual fund is an investment vehicle made up of a pool of funds collected from many investors with similar investment goals for investing in different instruments and assets. Profits made from these investments are distributed to the investors according to their contribution to the pool. At Lotus Capital you can key into any of our mutual funds to achieve your investment goals.

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Lotus Halal Fixed Income Fund (FIF)

The Lotus Halal Fixed Income Fund is an open-ended mutual fund that invests in Shariah compliant fixed income investments. The Fund is specifically designed for ethical investors with a low risk appetite.

Specifically, the Lotus FIF invests in fixed income instruments such as Sukuk (non-interest bonds) and fixed return contracts such as Ijarah (lease) and Murabaha (cost-plus) contracts. The Fund does not invest in equities or interest-bearing securities like treasury bills or conventional term deposits.

Key features/benefits:

  • Competitive returns: Aims to provide attractive returns comparable to conventional fixed income investments.
  • Regular Income: Aims to pay out 80% of profit to investors on a quarterly basis, which will allow investors meet their income needs
  • Liquidity: Investors can enter and exit the Fund every business day
  • Inclusive: The Fund is certified annually for Shari’ah compliance and is targeted at investors with faith-based or ethical preferences.
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Lotus Halal Investment Fund (Halal Fund)

The Halal Investment Fund is designed for investors with moderate risk tolerance and a medium to long-term investment horizon. The Fund invests in a broadly diversified portfolio of equities, real estate and other asset backed investments such as leases and trade finance contracts.

Key features/benefits:

  • The Fund aims to provide competitive returns comparable to conventional instruments with a similar risk profile
  • Minimizes risk through diversification.
  • Suitable for investing towards long term goals such as retirement and education.
  • Dividend is paid periodically at the discretion of the Fund Manager.
  • The Fund is certified annually for Shari’ah compliance and is targeted at investors with faith-based or ethical preferences.
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Halal Equity ETF

The Lotus Halal Equity Exchange Traded Fund “LHE ETF” is an open-ended fund that tracks the performance of the NSE-Lotus Islamic Index (NSELII). It is designed to enable investors obtain market exposure to the securities of the constituent companies of the NSE-Lotus Islamic Index and to replicate the price and yield performance of the index.

Key features/benefits:

  • Potential for capital appreciation
  • Periodic dividend income
  • Portfolio diversification
  • Lower expense compared to typical mutual funds
  • Easy access to a basket of securities