FHP Planner
This tab shows your current versus ideal financial situation. We recommend you divide your monthly income into the following accounts and pay the amounts indicated below into them unfailingly every month.
Sidon look passive inv account: Your long term investment account. Not to be touched. Invest with a fund manager or PFA.
Save to spend account: Short term savings for an expenditure in 3 to 6 months such as TV, next term school fees, vacation or a debt.
Education: Spend to develop yourself on books,courses, seminars, professional exams etc.
Basic needs: This is your expense account for all your monthly expenditures, food, transport, rent etc.
Helping hand: Charitable giving.
Enjoyment account: Spend on enjoying yourself, eating out, those shoes you want or that new phone.